D.A. Townley  -  Plan Administrators Iron Workers Union Local 97 International Association of Bridge, Structural, Ornamental and Reinforcing Iron Workers 



Benefits Schedule

The following is an outline of Local 97 Ironworkers Health & Welfare Plan Benefits. They are always subject to review by the Board of Trustees and can and will be changed when it is deemed necessary by the Trustees in order to protect the future viability of the Plan. 

Both British Columbia and Alberta have passed legislation affecting the use of self-insured funding for providing benefit plans. In each case, the legislation allows for the use of self-insured funding, subject to disclosing this information to the covered Members in writing. 

The Trustees are constantly attempting to provide benefits under the Plan to the Members in the most cost-effective manner. For some benefits it is not always necessary to use the services of an insurance company. Consequently, some benefits provided through the Plan are not insured by an insurance company regulated under the Financial Institutions Act, and the Plan is exempt from the regulatory requirements of the Act.



Group Life Insurance 

Coverage Amount: $100,000*

*Note: All active Members between the ages of 60 and 65 will be covered for $100,000 of Life Insurance. Members between the ages of 60 and 65, who are not active but are covered for benefits, will continue to be covered for $50,000 of Life Insurance. Upon attaining age 65, all Members' Life Insurance reduces to $10,000 and upon attaining age 70, the Life Insurance further reduces to $5,000.


Accidental Death & Dismemberment 

Coverage Amount: $12,500



Weekly Indemnity (per week) 

Coverage Amount: $543



Long Term Disability (per month) 

Coverage Amount: $1,400



Extended Health Care 

Coverage Amount: as described in Extended Health Care



Dental Care 

Coverage Amount: as described in Dental



Vision Care 

Coverage Amount: as described in Vision Care



Basic Medical Plan 

Coverage Amount: as provided by MSP (Medical Services Plan of British Columbia)



Employee/Family Assistance Program 

Coverage Amount: as described in Employee/Family Assistance Program

Related Links
Printable Version of the Health & Welfare Plan Booklet

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